"Neil Jenman is a discharged bankrupt"

Neil Jenman has never been bankrupt. Nor has any company, of which he has been a director, ever been placed in receivership, administration or gone bust.

Other than the normal struggles faced by most people when they start out in life, Neil Jenman has never had any financial problems. He has an excellent credit record. Due to his profound dislike of debt, Jenman's credit history could best be described as dull.